Subdividing your property and building a second dwelling can be an excellent way to unlock the value of your land, create a new home for family members, generate rental income or prepare part of the property for sale

Subdividing your property and building a second dwelling can be an excellent way to unlock the value of your land, create a new home for family members, generate rental income or prepare part of the property for sale

Planning a Dual Occupancy? The Costs and Steps to Consider Before You Start Building

Subdividing your property and building a second dwelling can be an excellent way to unlock the value of your land, create a new home for family members, generate rental income or prepare part of the property for sale.

However, a dual occupancy project involves much more than selecting a home design and calculating the construction cost.

Whether you are considering building a new home behind an existing dwelling, constructing at the front of the property or replacing the original house with two new homes, there are several planning, subdivision and infrastructure requirements that may need to be addressed before the building stage can begin.

At Bevnol Homes, we believe property owners should understand the broader project costs early, so they can make informed decisions before investing heavily in plans and permits.

Start With a Proper Property Assessment

Not every block can be developed in the same way.

The property’s zoning, overlays, frontage, dimensions, easements, slope, access, existing services, vegetation and surrounding development can all influence what may be possible.

The location and condition of the existing dwelling also need to be considered. A house positioned close to one boundary may leave space for a second dwelling, while another property may require significant alterations, demolition or changes to vehicle access.

Before progressing too far, it is important to establish whether the proposed development is likely to satisfy local planning requirements and whether the property can practically accommodate another home.

You May Need a Licensed Land Surveyor

A licensed land surveyor may be required to prepare a proposed plan of subdivision showing how the land could be divided.

This process can include reviewing title information, existing boundaries, easements, access arrangements, private open space and the proposed location of each dwelling.

A re-establishment survey may also be required to accurately confirm the property boundaries before design or construction work begins.

Boundary discrepancies can create major issues later, so relying on old fencing or approximate measurements is not sufficient for a development project.

A Town Planner May Be Required

Dual occupancy developments will often require a planning permit through the relevant local council.

An experienced town planner can help assess the planning controls affecting the property, prepare the planning submission and respond to council requests during the approval process.

The planner may need to address matters such as:

  • Neighbourhood character

  • Building height and setbacks

  • Overlooking and overshadowing

  • Private open space

  • Vehicle access and car parking

  • Landscaping

  • Site coverage

  • Stormwater management

  • The relationship between the new and existing dwellings

Planning approval can take time, particularly where council requests further information, changes to the design or specialist reports.

Property owners should allow for this when considering their overall project timeframe.

Additional Reports May Be Required

A dual occupancy development can require more documentation than a standard new home build on an uncomplicated vacant block.

Depending on the property and council requirements, additional investigations may include:

  • Land surveying

  • Feature and level surveys

  • Town planning reports

  • Arborist reports

  • Traffic assessments

  • Stormwater or drainage reports

  • Civil engineering

  • Landscape plans

  • Bushfire assessments

  • Acoustic reports

  • Soil testing

  • Service location investigations

  • Easement and title reviews

Not every project will require every report, but it is important to identify the likely requirements early.

Each specialist consultant adds cost and may also affect the approval timeline.

A Full Drainage Design May Be Necessary

Stormwater management is an important part of a dual occupancy development.

Council or the relevant authority may require a full drainage design showing how stormwater from both dwellings, driveways and other hard surfaces will be collected and discharged.

The project may require new drainage connections, on-site detention, water tanks, pumps, pits or upgrades to existing systems.

Drainage can become particularly complex where the property slopes away from the street or where there is no simple legal point of discharge.

These costs are separate from the standard construction price of the new dwelling and need to be allowed for within the overall development budget.

Electrical Infrastructure Can Be a Significant Cost

The existing electrical supply may not be adequate for two dwellings.

A new electrical pit, upgraded connection or three-phase electrical supply may be required. Depending on the site and authority requirements, this can cost thousands of dollars.

Further costs may apply for underground power, meter locations, switchboard upgrades, trenching or alterations to the electricity supply for the existing home.

These works often involve external authorities and contractors, which means they may sit outside the builder’s standard construction price.

Water and Sewer Authority Requirements

Consent from the relevant water authority may be required before the subdivision or development can proceed.

This may involve application fees, new water connections, sewer connection works, asset protection requirements or contributions toward authority infrastructure.

The cost can vary considerably depending on the location of existing services and whether separate connections are required for each dwelling.

Obtaining water authority consent and completing the required infrastructure works can cost thousands of dollars and may take additional time.

The Existing Home May Need to Be Modified

When retaining the existing dwelling, it is important not to assume it can remain completely unchanged.

Modifications may be required to make the overall development compliant or functional.

These could include:

  • Relocating windows to address overlooking

  • Installing screening

  • Modifying private open space

  • Changing the driveway or crossover

  • Relocating services

  • Updating drainage

  • Removing garages, sheds or verandahs

  • Altering fencing

  • Upgrading electrical infrastructure

  • Completing fire separation works

  • Adjusting access around the existing home

The condition of the existing dwelling should also be reviewed. It may not make financial sense to retain a house that requires extensive repairs or alterations to support the proposed development.

Allow Enough Time

A dual occupancy project involves several stages before construction can start.

These may include:

  1. Preliminary site and planning assessment

  2. Surveying and property investigations

  3. Concept design

  4. Town planning documentation

  5. Planning permit assessment

  6. Further information requests or design amendments

  7. Engineering and drainage documentation

  8. Authority approvals

  9. Subdivision documentation

  10. Building permit approval

  11. Service upgrades and site preparation

  12. Construction

Planning permits, authority approvals and subdivision processes can take months. Delays can also occur where additional information is requested or where infrastructure upgrades are required.

A realistic timeframe should include the entire development process, not only the construction period.

Construction Cost Is Only One Part of the Budget

When calculating whether a dual occupancy project is financially viable, property owners should consider costs that may sit outside the new home building contract.

These can include:

  • Surveyor fees

  • Town planning fees

  • Council application fees

  • Specialist reports

  • Engineering and drainage design

  • Water authority fees

  • Sewer and water connections

  • Electrical supply upgrades

  • New pits and meters

  • Driveways and crossovers

  • Landscaping

  • Demolition or removal of existing structures

  • Modifications to the existing dwelling

  • Subdivision certification

  • Titles office and legal costs

  • Finance and holding costs

  • Contingency allowances

A project that initially appears straightforward can become significantly more expensive once these items are properly investigated.

Complete Your Due Diligence Before Committing

The most important advice we can give is to complete your research before assuming a second dwelling will fit, gain approval or remain within your intended budget.

Speak with suitably qualified consultants, investigate the planning controls, understand the authority requirements and obtain realistic estimates for the non-construction costs.

Early due diligence may involve upfront expense, but it can prevent much larger costs later.

Talk to Bevnol Homes About Your Dual Occupancy Project

Bevnol Homes works with clients across Melbourne, the Mornington Peninsula, Bayside, Frankston, Langwarrin, Pearcedale, Warragul, Drouin and surrounding areas on custom homes, knockdown rebuilds, dual occupancies and townhouse developments.

Our designs are starting points. We can review the land, understand how you want to use the property and reimagine a design to suit the site, planning requirements and your broader development goals.

Before focusing solely on the new home price, we encourage clients to look at the complete project.

Bring us your property details, existing plans or early development ideas and we can help you understand the next steps and the questions that need to be answered.

Please note: Planning, subdivision and authority requirements vary between properties and municipalities. Independent advice should be obtained from the relevant council, licensed surveyor, town planner, authorities and other qualified consultants before proceeding.